Tuition and Fees

2022-23 Tuition & Fees

Boarding Students

Tuition, room, and board

SmartCard deposit (see explanation below)
$650 for seniors
$1000 for international students

Day Students


SmartCard deposit (see explanation below)
$450 for seniors
The annual boarding tuition covers instruction, room, board, all meals in the dining room, health and wellness center privileges, use of laundry facilities, physical training and athletic privileges, use of laboratory and computer equipment and admission to all school concerts, assemblies, plays and athletic contests. The annual day student tuition covers all of the above with the exclusion of room and laundry.

The annual tuition does not include optional off-campus activities and various weekend activities. Books, athletic equipment and special services such as private instruction in music or practicum transportation are billed separately.

More Details

List of 6 items.

  • SmartCard

    All students are issued a SmartCard  at the beginning of each academic year.  The SmartCard is a combination student ID, building access card, student spending account that can be used for purchases in the school store, and an account where other expenses related to student life are charged. This includes such things as testing fees (PSAT, SAT, AP, etc.), class field trips and music supplies. Other charges might include the cost of medical prescriptions, practicum driving, airport shuttle (NYC), athletic apparel, and the yearbook. Some mandatory school fees are deducted from the account, such as class dues. Student activities such as transportation for weekend excursions, cultural events and social outings will also be charged to the SmartCard.  The SmartCard is designed to cover most academic related charges and cash needs an Emma Willard student will have. Every student is required to have a SmartCard.
  • Other Fees*


    International Student Health Insurance, 10 months

    International Student Health Insurance, 12 months

    Tuition Refund Insurance
    2.15% of net annual tuition, excluding fees

    PSAT testing

    Studio Art class fee

    Photography class fee
  • Books

    We have a “virtual” bookstore, and BNC Direct is our textbook provider. The cost of books and associated course materials averages $350 per term. Orders may be placed online using your credit card or school SmartCard account.

  • Music and Voice Lessons

    Students interested in pursuing private music and/or voice lessons have the opportunity to do so at a cost of $650 per semester.  This per semester cost covers 13 50-minute lessons.  

    Students will be allowed to add/drop lessons for up to two weeks or two lessons, whichever is sooner. If a student drops the course before the third lesson, a full refund (less the pro-rated cost of the lessons attended) for the semester will be given. If a student drops the course after the third lesson, no refund will be given.
  • Class Dues




  • Transportation

    School Holiday
    Emma provides free, faculty-sponsored transportation to and from the Albany airport and local rail and bus stations when the school closes for various holidays. There is a charge, however, for students who need transportation to JFK or Newark Airports. This charge is divided equally among the students making the trip together and will be charged to the SmartCard.
*Some of these fees may or may not pertain to your daughter depending on her needs and interests. If you need further information about program offerings and the associated costs, please contact the Admissions Office at (518) 833-1320 or via email at, or contact the Business Services Office at (518) 833-1794.

Payment Options

List of 3 items.

  • One payment plus deposit

    Under this plan, your enrollment deposit is due on March 10 (returning students) or April 10 (new students) and 100% of the remaining tuition and applicable fees is due on July 10. There is no cost to enroll in this plan.
  • Two payments plus deposit

    Under this plan, your enrollment deposit is due on March 10 (returning students) or April 10 (new students) 50% of the remaining tuition and applicable fees is due on July 10 and the remaining 50% is due on November 10. There is no cost to enroll in this plan.
  • Ten payments

    The monthly payment plan allows you to spread your daughter’s education expenses over smaller interest free monthly installments paid over the course of the school year. Your only cost is a $50 enrollment fee.

    The enrollment deposit must be paid by March 10. The remaining net tuition, fees and other charges must be paid in 10 interest free payments beginning on May 10 and ending on February 10. There is an annual fee of $50 that will be billed to your tuition account if you select this payment option. If you select this option, Emma Willard will enroll you in the plan upon receiving your daughter's enrollment contract and will bill you for monthly payments as they come due.

View Your Statement

Tuition is billed through Blackbaud Tuition Management.  You can view your account activity and make a payment through myEmma (once logged in, click on Resources and select the Make a Payment tile). You may also log into your account at

All 2022-2023 charges will be billed in myEmma Billing Management which opens on March 1, 2022.  You can view your account activity and make a payment for any 2022-2023 charges using Billing Management in myEmma. 

To add money to your daughter’s Smart Card account log into myEmma (click on Resources and select the Make a Payment tile). Use either the Online Payment Portal (US bank accounts) or Flywire (non-US bank accounts) links.

For questions related to your tuition account please contact the Business Office at 518.833.1794 or
285 Pawling Avenue, Troy, NY 12180 | P: 518.833.1300 F: 518.833.1815
Welcome to Emma Willard School, a private day and boarding high school for girls in Troy, NY, and a leader in girls' education for over 200 years. 

PLEASE NOTE: All visitors to campus must check in with Campus Safety, which can be found at the red flag entrance to Sage Hall (Pawling Ave. entrance).